Payments

Payments

Payments that fit every market—fewer declines, cleaner operations

What it does and who it's for

Geins Payments lets you offer the right local payment methods per channel and market, align captures with fulfillment, and automate refunds and cancellations.

It’s built for e‑commerce and finance teams improving authorization and reconciliation, operations teams reducing manual work around changes and refunds, and developers integrating PSPs and custom flows. Providers like Klarna (via Kustom), Avarda, Svea, Walley, Geins Pay (aggregator), and Manual Invoice are supported.

Key capabilities

Per-market & channel methods

Offer the right local options without cluttering other markets

Operational alignment

Capture on fulfillment; refunds and cancellations supported

Full lifecycle support

Updates, refunds, cancellations across providers

Provider choice

Klarna (Kustom), Avarda, Svea, Walley, Geins Pay, Manual Invoice

Checkout experience

Pass checkout and redirect URLs; control validation details

What you can build

With these capabilities, you can design market‑specific checkout experiences that reduce friction and improve authorization rates. Post‑purchase flows align captures with fulfillment and automate refunds, while customer self‑service and unified reporting cut support load. Admin tooling supports manual invoices and offline flows when needed.

Market-specific checkout
Offer local methods per market and channel to reduce declines and improve conversion.
Post‑purchase automation
Capture on fulfillment and automate refunds and cancellations in sync with operations.
Customer self‑service
Let customers see payment status and request refunds where policy allows.
Unified reporting
Use events and webhooks for consolidated insight across providers.
Manual invoices & offline
Support manual invoices and offline flows for edge cases and B2B.

How it works in Geins

Payments are configured per channel and market, so customers always see relevant methods. When items are fulfilled, captures are triggered automatically to match operations.

Refunds can be linked to returns or issued as compensations, and are sent to the PSP. Events, webhooks, and APIs keep back‑office systems in sync.

Per‑market methods
Configure methods per market and channel to match local preferences and compliance.
Capture on fulfillment
Align revenue recognition with operations by capturing payments when items ship.
Refunds & cancellations
Link refunds to returns or issue compensations; cancellations and updates supported.
APIs & webhooks
Use Merchant/Management APIs and events to keep ERP/finance systems in sync.

Integrations

Geins connects to your preferred PSPs and supports offline flows, while APIs and events power custom integrations and automation across systems.

  • Klarna (via Kustom), Avarda, Svea, Walley, Geins Pay
  • Manual Invoice for offline flows
  • Merchant and Management APIs for custom flows and automation

Real-world outcomes

When you offer relevant local methods and align captures with fulfillment, authorization rates improve and reconciliation gets simpler. Automating refunds and updates reduces manual work for operations and finance.

Higher authorization rates
With locally relevant methods
Cleaner reconciliation
Capture on fulfillment aligns finance with delivery and reduces mismatches.
Less manual work
Automate refunds and updates to cut repetitive back‑office tasks.

Get started

Select providers

Choose payment providers for each market and channel.

Configure availability

Set method availability for customer types (B2C/B2B) and markets.

Align policies

Align capture and refund policies with fulfillment workflows.

Implement checkout

Implement checkout using Merchant API and wire webhooks for events.

Best practices

Practical tips to keep payments smooth for customers and finance as you scale across markets.

Keep choices focused
Limit methods per market to reduce decision friction and support.
Capture on fulfillment
Align revenue recognition with delivery to simplify reconciliation.
Test refunds & cancellations
Run end‑to‑end tests before go‑live to avoid surprises in production.

FAQs

Offer the right ways to pay in every market

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